In an up-to-there embellished tunic-dress and teetering patent stilettos (the season's must-have shoe), Heidi is "in" as always. But she's got a leg up on pulling off this look, as her gams have been insured for a cool $2 million! The rest of us, who dare to mimic, best add a couple inches to our hems.
Ingrid Schmidt

Vera Wang pailette-trim dress, $406
Banana Republic heathered tights, $12.50
Falke merino wool tights, set of two $130
Bally patent pumps, $328.95
Guess patent pumps, $99.95