Cast Blog: #RHOC

Health Is Wealth

Buisness turns personal when Vicki Gunvalson offers Gretchen some financial advice.

Well I'm back from my week-long vacation in Puerto Vallarta with Donn — it was a fabulous time and probably one of our best trips ever. It was good to get away from all the "drama" that this year's show has brought all the OC Housewives and good to reflect on what is truly important in our lives. "Health is wealth," as if you don't have that, you don't have anything and a strong family! I am blessed to say we have both right now and we don't take health or family for granted.

I went to dinner with Jeana last night for our monthly Letip meeting, and it was good to see her. The Duxozin is working great for her, as every time I see her she looks thinner than before. We are both exc ited to see the supplement work so well on us, so hopefully the weight will keep coming off. I am on a mission this year to "transform" my figure, so I wake up at 6 AM every morning to drive half an hour to train with Gabe. He's telling me if I stay focused and committed, the results will happen.

The networking group that I formed a few years ago is called Letip of Coto de Caza. It currently consists of about 40 to 50 members who are typically small business owners that meet once a week to exchange "business referral tips." It is a great way to grow your business and also allows you to have a network of referrals for your clients and associates of committed professionals who value good business work ethic. I am proud of our group and it has been a lot of fun for me watching it grow through the years. The award I received from the home office acknowledged the great job I have done building such a successful group.

When Jeana, Lynne, Gretchen and I went to lunch at the Viceroy in Los Angeles, we happened to get on the subject of finances. I have learned to try and stay away from personal discussion of finances amongst a group of women in a social environment, but once we got to talking about it there was no way to stop it. I have NO IDEA why Lynne became so offended at the conversation and I thought she was being extremely RUDE and mean! I have been in the insurance business for over 19 years and currently have approximately 400 agents that work through my company Coto Insurance across the United States. We educate our clients and agents continuously on how to "forward plan" for the "unforeseen" to be sure their family is protected in the event of an illness or death. It was not to be construed as me telling Gretchen to obtain Jeff's money without his knowledge. I was simply trying to point out to her that if Jeff passed away and she was not part of his beneficiary designation plan, she would not be entitled to any of the life insurance proceeds. Due to the fact she was solely dependent on Jeff financially, I wanted her to at least be aware of the consequences if this were to happen. After I saw the episode and watched Lynne flip me off in her interview, it only confirmed to me that she is as clueless as she acts when it comes to financial planning, and she lacks class. My comments to Gretchen were to simply help her through her difficult time and to educate her. It was nothing more than that, and for Lynne to cause an argument about it was very ignorant on her part.

I said I doubted Lynne's business skills because after being with her on several occasions, it just doesn't seem like she has what it takes to run a business. Running a successful business is a 24/7 commitment. When she told me that she designs jewelry cuffs I thought it was more of a hobby than a business. When she was in Fred Segal and talking with the people behind the counter, I knew she was trying to see if they would be interested in displaying her jewelry.

While we were shopping at Fred Segal, we were asked to go to the perfume counter to design our own fragrance. That actually was a very fun thing to do, as I have never done that before. It was difficult picking out the different scents to find the ones that best described my personality, but I did my best. It was harder than you think! See you next week.

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