There is only one official upside to winter (but I think we can all agree it’s a pretty good one): The moment the weather turns frigid you get to bundle up in a cozy coat.

And if you’ve ever swaddled yourself in a down-filled puffer or faux-fur overcoat, you already know that the right topper can make heading out into the frigid weather feel (kinda sorta) like you stayed in bed under the covers all day. Sure, the frozen tundra around you might have dropped below zero, but your little coccoon feels as toasty as can be.

And the great thing right now is that you can 100 percent ignore the argument that the coat you’ll be wearing all winter should be a pricey investment piece. Just check out the under-$200 designs rolling into stores at this very moment. Each is definitive proof that cold-weather outerwear can be as affordable as it is stylish.

This of course means that instead of choosing just one coat for the season, you can pack your closet with an option for any excuse you can dream up, like a faux fur leopard "brunch coat" that will keep you toasty and chic from your front door until you sit down for Sunday mimosas, or a fluffy puffer in a micro plaid print that can take you to the office looking like a pro. Or even a cherry red car coat to make Mondays less depressing, because when it rings up at $95, why not?